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As summer approaches, self-employed professionals and independent contractors often find themselves balancing increased workloads with well-deserved time off. Whether you’re a freelancer, consultant, gig worker, or small business owner, summer is a season full of opportunity—but also unexpected risks. Without an employer-sponsored health plan, it’s crucial to have private health insurance in place, especially during…

March is a month filled with many significant observances, including St. Patrick’s Day and National Colorectal Cancer Awareness Month. While St. Patrick’s Day often symbolizes good fortune and luck, National Colorectal Cancer Awareness Month highlights the importance of prevention, early detection, and the need for timely health interventions. One of the key elements that can…

Does this sound familiar? You wake up with a hundred things to do, and the list only grows longer as the day goes on. These are just a few of the everyday tasks that fill your to-do list. They seem urgent and important because they impact your family, your finances, and your peace of mind.…

What is Open Enrollment?  Open Enrollment is the official time of year where you can look at the health insurance plans available to you through the Marketplace, (AKA: ObamaCare, or ACA). It is very important you take advantage of this time to carefully choose the best plan for your situation and complete enrollment before the…

August is National Wellness Month. It is a fairly new recognized national awareness, only starting in 2018. The focus is on self-care, managing stress and getting into healthy routines. So many things can be put into this category, like, giving yourself ten minutes of quiet time before bed to reflect on the day, or treating…

There are quite a few people that I talk to that have the same story, “I’m young and healthy so I don’t need insurance just yet.” This is the worst thing to do! Going without insurance is one of the most risky things you can do in your life. Having health coverage is not just…

There are so many people traveling the U.S.A now. I’m one of them! Being from a whole community of travelers, or nomads, if you will – I understand the importance of being able to use health coverage no matter what state you’re in. I have helped so many full-time RVers, travel nurses and other transients…

This article will take you through choices you have as a self-employed person looking for health coverage. Being in the open market can be somewhat difficult and overwhelming, especially if you’re someone who’s come from group coverage and is transitioning to taking care of it yourself. Hopefully I will be able to give you some…

As you start investigating your Health Insurance options, you will find that each plan is not the same. It is important to understand what you are looking at, so that you can choose and use your plan correctly. Each health plan uses a different type of network. Understanding what these networks actually mean, will point…

So, you’ve found yourself needing Health Insurance. Now you have to figure out what Health Coverage is for, how much you should pay for it, where to find it, how to make sure it will truly protect you and then, how to use it. This article will help you answer some of these questions to…